Of course you can work after retirement!
Senior workforce is hotter than ever and far from everyone who retires is ready to let go of work.
A big advantage of working as a self-employed after retirement is that it is very free, you are not dependent on the job and can work just as much as you want.
Many who retire now have an incomparable knowledge and long experience in their field of work, an experience and a knowledge that will be soarly missed.
There are many employers who would gladly keep this knowledge within the company even if it is in the form of a consultant.
If you are not done with your working life, but want to control your own time you can offer your services as a self-employed person.
As a self-employed person, you invoice your employer for the hours you have worked through BolagsKraft.
You can register for free on our website and it will cost you nothing until you send a bill, we will charge a small fee to take care of all administration when we do your billing.
For the public pension, it does not matter if you work or not. You can both take full pension and work on as usual.
What is affected is the tax that may be higher if your salary and pension together generate income of about 40,000 sek a month. Then you need to pay some extra state tax.
If you retire and work at the same time, you will not receive unemployment pay if you become unemployed. According to the rules, you are considered to be provided for with your public pension.
You earn new pension rights when you continue to work. However, you do not receive any new pension entitlements on the part of the income that is pension.
You can change if you do not want your pension anymore, or if you want a lower amount. For any changes you need to contact the Pensionsmyndigheten.
The occupational pension can be affected – Some occupational pensions can’t be used while you work on. Check this with tha payer of your occupational pension.
If you have a private pension insurance it’s unrelated to working life – so you can mix as you like. However, private pension insurance is taxed approximately as salary, which means that you might have to pay state tax if your salary and your pension insurance together generates high income.
You can find more information in Swedish on Pensionsbloggen